A payment gateway processes credit cards at online and offline stores. It transfers the key information between websites/mobile devices and payment processors/banks, and vice versa. So if you decide to integrate payment into a website and make user experience smooth, think of the gateway as a tool to deal with all the financial transactions online. Basically, it’s an online representation of a real point of sale terminal that you see in retail stores. To ensure the transaction safety and protect your website from fraud, a payment gateway encrypts all sensitive information: credit card number, expiration date, and CVV code.
Now that that you are halfway through your journey on learning how to create a payment gateway for website and familiar with major, let’s see what the market has to offer in terms of gateways – it always makes sense to check the ready solutions first before you decide to integrate a payment gateway into a website from scratch.Before jumping into the details of payment gateway integration, let’s see what types of payment transactions exist – depending on your business, you may want to pick a specific one for your e-commerce site or a portal. The common transaction types are authorisation, capture, sale, refund, and void.
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